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Deposit Rates



 

 

Certificate of Deposit Rates
valid May 7, 2013 thru May 13, 2013
COD Term <$10,000
Interest Rate 		APY $10,000-$49,999
Interest Rate 		APY $50,000- $99,999
Interest Rate 		APY $100,000 & Over
Interest Rate 		APY
CD Plus 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
Easy Access 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
3 Month 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
6 Month * 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
12 Month * 0.25% 0.25% 0.35% 0.35% 0.40% 0.40% 0.45% 0.45%
18 Month * 0.30% 0.30% 0.40% 0.40% 0.45% 0.45% 0.50% 0.50%
24 Month * 0.40% 0.40% 0.50% 0.50% 0.55% 0.55% 0.60% 0.60%
30 Month * 0.60% 0.60% 0.70% 0.70% 0.75% 0.75% 0.80% 0.80%
36 Month * 0.65% 0.65% 0.75% 0.75% 0.80% 0.80% 0.85% 0.85%
48 Month * 0.80% 0.80% 0.90% 0.90% 0.95% 0.95% 1.00% 1.00%
60 Month * 1.15% 1.16% 1.15% 1.16% 1.15% 1.16% 1.15% 1.16%
12 Month Variable IRA * 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%

APY = Annual Percentage Yield
Penalty for early withdrawal.
The Annual Percentage Yield assumes that interest remains on deposit until maturity and that a withdrawal of interest will reduce the earnings on the account.
* - These terms are available for IRA's

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Certificate of Deposit Specials
Rates valid May 7, 2013 thru May 13, 2013
Certificate of Deposit Specials <$10,000
Interest Rate 		APY $10,000- $49,999
Interest Rate 		APY $50,000- $99,999
Interest Rate 		APY $100,000 & Over
Interest Rate 		APY
There are currently no specials                

APY = Annual Percentage Yield
Penalty for early withdrawal.
The Annual Percentage Yield assumes that interest remains on deposit until maturity and that a withdrawal of interest will reduce the earnings on the account.
* - These terms are available for IRA's

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Deposit Account Rates
Account Type Minimum to
Earn Interest 		Interest Rate APY   Interest Rate APY
E-Account Checking (effective 5/3/10) $1,000.00 0.50% 0.50%      
N.O.W. Checking (effective 3/10/09) $1,000.00 0.10% 0.10%      
Super N.O.W. Checking (effective 1/8/13) $1,000.00 0.10% 0.10% $5,000.00
& Over 		0.30% 0.30%
Value Money Market (effective 5/1/13) $100.00 0.25% 0.25% $250K to $1M 0.30% 0.30%
        $1M and over 0.50% 0.50%
Value Checking (effective 3/10/09) $1,000.00 0.10% 0.10%      
Senior Value Checking (effective 3/10/09) $1.00 0.10% 0.10%      
Passbook Savings (effective 4/2/13) $50.00 0.10% 0.10%      
Statement Savings (effective 4/2/13) $100.00 0.10% 0.10%      
Student Savings (effective 4/2/13) $50.00 0.10% 0.10%      
Christmas/Vacation Club - cpn (10/16/12) $25.00 0.25% 0.25%      
Christmas/Vacation/Tax Club - automatic(10/16/12) $25.00 0.40% 0.40%      
Health Savings Account (effective 7/1/10) $0.01 0.50% 0.50%      
APY = Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.

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