Personal Checking Accounts

Pennian Bank has personal checking accounts to fit your financial needs. Each personal checking account comes with a debit card and free digital banking that includes mobile deposit and bill pay. No matter what your needs, Pennian Bank has a personal checking account that is right for you. Our personal checking accounts also feature access to the MoneyPass® ATM network, which has thousands of ATMs without fees**.

CarefreeSelectBenefits Perfor­mance InterestSafelink
Minimum balance None$50,000.00None$1,000None
Minimum balance feeNone$20.00None$6.00None
Debit Card and Digital BankingFreeFreeYesYesYes
ChecksAvailableFree personal style checksFree basic checksFree basic checksAvailable
InterestNoInterest-bearing – contact for ratesNoInterest-bearing – contact for ratesNo
StatementsFree eStatements or $2/month for paper statementsFree eStatements or paper statementsFree eStatements or paper statementsFree eStatements or paper statementsFree eStatements or $2/month for paper statements
Monthly FeeNoNo$6.95None$9.99
Additional BenefitsFree money orders and cashier’s checks, ATM use with no Pennian Bank service feesRoadside assistance, cell
phone protection, ID theft
resolution, AD&D
insurance,
shopping / dining / travel discounts
Free cashier’s checks and money ordersNo bank overdraft fees, items presented when funds are insufficient are returned or declined; third-party fees may apply. Access to self-directed line of credit. Click for additional information

Find Out Which Personal Checking Accounts Is Right For You

Explore all of our personal checking account options to find out which one fits your life. Need more help?

Contact a Pennian Bank representative or visit any office.

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