Mortgages

At The First National Bank of Mifflintown, we know that buying a home can be stressful. Getting a mortgage doesn’t have to be. We offer flexible financing options to suit your needs.

First Time Home Buyers

Qualified first time home buyers may be eligible for:

  • Low down payment options
  • Mortgages available with and without Private Mortgage Insurance (PMI) Income and credit score restrictions apply. You have to maintain a credit score of 660 or above to qualify.
  • Competitive rates for up to 30 years
  • Lower closing costs than large banks

Fixed Rate Mortgages

  • Applicants lock in a fixed monthly rate for the life of the loan
  • Enjoy the security of knowing you have the same payment each month
  • Terms up to 30 years
  • Competitive rates

Adjustable Rate Mortgages (ARM)

  • Interest rate may adjust periodically as market rates change
  • Offers financial flexibility
  • Competitive rates for up to 30 years

Secondary Market Loans

  • We partner with institutions in the secondary market to help you get the lowest rate possible.
  • Unlike other lenders offering secondary loans, you will deal with us for the life of the loan, rather than waiting on hold for a call center representative at a large bank.
  • We offer the same competitive rates as large banks, but with the customer service and personal touch you’ve come to expect from The First National Bank of Mifflintown.
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