Current Checking and Savings Interests Rates

We offer a variety of products with competitive interest rates. More rates and terms may be available to suit your needs. Contact a Pennian Bank representative or visit your local Pennian Bank office.


Today’s Interest Rates

Value Money Market


Minimum to Earn Interest
$100.00
Minimum to Open Account
$1,000.00
Interest Rate
0.05%
APY
0.05%
$100.00 – $24,999.99
Interest Rate 0.05%
APY 0.05%
$25,000.00 – $49,999.99
Interest Rate 0.05%
APY 0.05%
$50,000.00 – $99,999.99
Interest Rate 0.05%
APY 0.05%
$100,000.00 – $249,999.99
Interest Rate 0.15%
APY 0.15%
$250,000.00 & Over
Interest Rate 0.20%
APY 0.20%

Carefree Savings


Minimum to Earn Interest
$100.00
Minimum to Open Account
$100.00
Interest Rate
0.10%
APY
0.10%

Christmas Club


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.05%
APY
0.05%

Christmas Club – Automatic


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.10%
APY
0.10%

Vacation Club


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.05%
APY
0.05%

Vacation/Tax Club – Automatic


Minimum to Earn Interest
$25.00
Minimum to Open Account
$1.00
Interest Rate
0.10%
APY
0.10%

Health Savings Account


Minimum to Earn Interest
$0.05
Minimum to Open Account
$25.00
Interest Rate
0.25%
APY
0.25%

Select Checking


Minimum to Earn Interest
$0.01
Minimum to Open Account
$50,000.00
Interest Rate
0.25%
APY
0.25%
$.01 – $49,999.99
Interest Rate 0.25%
APY 0.25%
$50,000.00 – $99,999.99
Interest Rate 0.35%
APY 0.35%
$100,000.00 – $249,999.99
Interest Rate 1.50%
APY 1.50%
$250,000.00 & Over
Interest Rate 3.00%
APY 3.00%

Performance Interest Checking


Minimum to Earn Interest
$0.01
Minimum to Open Account
$50.00
Interest Rate
.01%
APY
.01%
$.01 – $999.99
Interest Rate .01%
APY .01%
$1,000.00 +
Interest Rate .10%
APY .10%

Business Interest Checking


Minimum to Earn Interest
$0.01
Minimum to Open Account
$50.00
Interest Rate
.10%
APY
.10%

Platinum Money Market


Minimum to Earn Interest
$100.00
Minimum to Open Account
$1,000.00
Interest Rate
0.25%
APY
0.25%
$0.01-$99.99
Interest Rate 0.00%
APY 0.00%
$100.00-$24,999.99
Interest Rate 0.25%
APY 0.25%
$25,000.00-$49,999.99
Interest Rate 0.50%
APY 0.50%
$50,000.00-$99,999.99
Interest Rate 1.00%
APY 1.00%
$100,000.00-$249,999.99
Interest Rate 1.49%
APY 1.50%
$250,000.00-$499,999.99
Interest Rate 1.98%
APY 2.00%
$500,000.00+
Interest Rate 2.72%
APY 2.75%

Certificate of Deposit Interest Rates

 Call one of our offices to see what CD rates we have available and ask about our customized CDs!

Rates effective as of: 03/19/2024

APY = Annual Percentage Yield
Rates may change after the account is opened and are subject to change at any time. Fees may reduce earnings on the account.

Ready To Open A New Account?

Visit or call any of our offices to talk to one of our Customer Service Representatives so they can talk to you about your unique financial needs.

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